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Working with First Time Home Buyers

Cover BW SMBeing a first time home buyer can be a little daunting. We are slowly coming out of a housing bust and the economy seems to teeter totter between slow growth and stagnation. Yet, for those that have the credit and the opportunity then buying a home might be the way to go.

REALTOR® Mag recently did an article about working with first time home buyers. Their article can be viewed at realtormag.realtor.org/sales-and-marketing/feature/article/2012/12/relationship-management-3-ways-first-time-home-buyer-can. REALTOR® Mag goes into the relationship part of working with a first time homebuyer which is really important and will be discussed further in this article.

The first thing a first time home buyer needs to do is to get their financial house in order. They need to verify that their credit is in good standing and talk to a home mortgage lender about getting pre-approved for a mortgage. Once this happens then the truly fun part of the home search process can begin – looking for their home.

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First Time Home Buyer Programs

The dream of homeownership is coming back to the valley after the burst of the real estate bubble. Even though the percentage of homeownership, on the national level, is decreasing, the real estate market in Southern Oregon is growing at a good pace.

There are a lot of programs out there that first time home buyers can take advantage of. But, before we look at some of the programs let us look at ACCESS. ACCESS is the entity that helps first time home buyers get the information about purchasing and helps them understand the cost of homeownership. ACCESS is also the administrator of most of the programs that help low income or first time homebuyers.

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The Various Rapattoni Interfaces

We have been getting a few calls lately about mobile devices and the Rapattoni MLS. When you sign into the MLS, it automatically decides which interface works best with your device. Let’s explore the various interfaces that Rapattoni has available:

DesktopDesktop Interface
This interface was designed to work best on a PC or Mac desktop/laptop using Internet Explorer, Firefox, Chrome, or Safari browsers. The desktop interface allows the user to take full advantage of all the tools in the MLS system. It may not function properly on a tablet and staff does not recommend trying to use it on a tablet.

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Mortgage Fraud

Small UnderwaterThe past year has seen the amount of foreclosures and short sales in Jackson County decrease. The shadow inventory is at a very low level when compared to the struggling areas that are still waiting to see the bottom of the housing crisis. All in all, Southern Oregon is bouncing back from the trough, which the NAHB dated at February 29, 2012.

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NAR's Digital House Hunt

chalkboardsociety is changing at a faster pace. Libraries, encyclopedias and other slow sources of information are becoming extinct. This leads to the basic fact that in today’s world, information is overwhelming our senses as smart phones and tablets create an instantaneous bridge between questions and answers. To confirm this theory we just have to look at our individual internet habits. We roam the internet for information at work, while waiting in line at restaurants or even at friend’s houses. Our connection to the internet is in everything we do.

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